TR-Dizin İndeksli Yayınlar Koleksiyonu / TR Dizin Indexed Publications Collection
Permanent URI for this collectionhttps://hdl.handle.net/20.500.11779/1927
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Article Citation - WoS: 1Citation - Scopus: 1Understanding the Psychological and Financial Correlates for Consumer Credit Use;(Sosyoekonomi Society, 2024) Ertuğrul, Seyit; Sayar, Alperen; Şahin, Türkay; Çakar,Tuna; Ertuğru, SeyitThis study investigated the behavioural and cognitive predictors of consumer credit usage to develop a behavioural credit risk assessment procedure for a factoring company. Participants completed surveys measuring personality traits, self-esteem, material and monetary values, compulsive and impulsive buying tendencies, self-control, and impulsiveness. Financial surveys also assessed financial literacy and knowledge of financial concepts. The results indicated that extraversion, conscientiousness, emotional stability, and experiential self-control were significant predictors of consumer credit usage. These findings suggest that a finance company can use these personality traits and financial characteristics to develop a more accurate and effective credit risk assessment procedure, such as psychometric tests. © 2024, Sosyoekonomi Society. All rights reserved.Article What Is Neuroentrepreneurship? the Theoretical Framework, Critical Evaluation, and Research Program(2021) Çakar,Tuna; Girişken, ArzuAs interest in entrepreneurship research to identify the possible economic development opportunities that entrepreneurs can provide, entrepreneurship research's objective tools are reaching their limits. Researchers in entrepreneurship are striving to discover new techniques and methodologies to answer questions about what makes a person an entrepreneur and perhaps identify and encourage an entrepreneur in the next step. Although a great deal of research has been done to answer these questions scientifically, traditional techniques have failed to produce the desired answers. For this reason, researchers working in the entrepreneurship field have recently been increasingly interested in applying neuroscience methods, especially after the proliferation of research fields such as neuroeconomics, neuromarketing, and neuropolitics. Although the population of neuroentrepreneurship research is gradually increasing, we cannot say that the field has been studied theoretically enough yet. In this article, a theoretical definition of neuroentrepreneurship is made, and a scientific framework is tried to be gained on the way to future research.