Please use this identifier to cite or link to this item:
https://hdl.handle.net/20.500.11779/2253
Full metadata record
DC Field | Value | Language |
---|---|---|
dc.contributor.author | Çakar,T. | - |
dc.contributor.author | Şahin,T. | - |
dc.contributor.author | Ertuğru,S. | - |
dc.contributor.author | Sayar,A. | - |
dc.date.accessioned | 2024-02-28T12:04:16Z | - |
dc.date.available | 2024-02-28T12:04:16Z | - |
dc.date.issued | 2024 | - |
dc.identifier.citation | Cakar, T., Sahin, T., Ertugrul, S., Sayar, A. (Ocak 2024). Understanding the psychological and financial correlates for consumer credit use. Sosyoekonomi. 32(59). pp. 31-48. | en_US |
dc.identifier.issn | 1305-5577 | - |
dc.identifier.uri | https://doi.org/10.17233/sosyoekonomi.2024.01.02 | - |
dc.description.abstract | This study investigated the behavioural and cognitive predictors of consumer credit usage to develop a behavioural credit risk assessment procedure for a factoring company. Participants completed surveys measuring personality traits, self-esteem, material and monetary values, compulsive and impulsive buying tendencies, self-control, and impulsiveness. Financial surveys also assessed financial literacy and knowledge of financial concepts. The results indicated that extraversion, conscientiousness, emotional stability, and experiential self-control were significant predictors of consumer credit usage. These findings suggest that a finance company can use these personality traits and financial characteristics to develop a more accurate and effective credit risk assessment procedure, such as psychometric tests. © 2024, Sosyoekonomi Society. All rights reserved. | en_US |
dc.language.iso | en | en_US |
dc.publisher | Sosyoekonomi Society | en_US |
dc.relation.ispartof | Sosyoekonomi | en_US |
dc.rights | info:eu-repo/semantics/openAccess | en_US |
dc.subject | Behavioural Economics | en_US |
dc.subject | Consumer Behaviour | en_US |
dc.subject | Consumer Credit | en_US |
dc.subject | Factoring | en_US |
dc.subject | Financial Literacy | en_US |
dc.title | Understanding the Psychological and Financial Correlates for Consumer Credit Use; | en_US |
dc.title.alternative | Tüketici Kredisi Kullanımının Altında Yatan Psikolojik ve Finansal Değişkenleri Anlamak | en_US |
dc.type | Article | en_US |
dc.identifier.doi | 10.17233/sosyoekonomi.2024.01.02 | - |
dc.identifier.scopus | 2-s2.0-85192015375 | en_US |
dc.authorid | Tuna Çakar / 0000-0001-8594-7399 | - |
dc.authorid | Türkay Şahin / 0000-0002-7722-7233 | - |
dc.authorid | Seyit Ertuğrul / 0000-0003-0828-7336 | - |
dc.authorid | Alperen Sayar / 0000-0001-6089-2547 | - |
dc.authorscopusid | 56329345400 | - |
dc.authorscopusid | 57963550900 | - |
dc.authorscopusid | 57905176100 | - |
dc.authorscopusid | 57904383300 | - |
dc.description.PublishedMonth | Ocak | en_US |
dc.description.woscitationindex | Emerging Sources Citation Index | - |
dc.description.WoSDocumentType | Article | |
dc.description.WoSInternationalCollaboration | Uluslararası işbirliği ile yapılmayan - HAYIR | en_US |
dc.description.WoSPublishedMonth | January | en_US |
dc.description.WoSIndexDate | 2024 | en_US |
dc.description.WoSYOKperiod | YÖK - 2022-23 | en_US |
dc.relation.publicationcategory | Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı | en_US |
dc.identifier.endpage | 48 | en_US |
dc.identifier.startpage | 31 | en_US |
dc.identifier.issue | 59 | en_US |
dc.identifier.volume | 32 | en_US |
dc.department | Mef University | en_US |
dc.identifier.trdizinid | 1224189 | en_US |
dc.identifier.wos | WOS:001157869400002 | en_US |
dc.institutionauthor | Çakar, Tuna | - |
dc.institutionauthor | Şahin, Türkay | - |
dc.institutionauthor | Ertuğrul, Seyit | - |
dc.institutionauthor | Sayar, Alperen | - |
item.openairecristype | http://purl.org/coar/resource_type/c_18cf | - |
item.grantfulltext | open | - |
item.languageiso639-1 | en | - |
item.cerifentitytype | Publications | - |
item.fulltext | With Fulltext | - |
item.openairetype | Article | - |
Appears in Collections: | Bilgisayar Mühendisliği Bölümü koleksiyonu Scopus İndeksli Yayınlar Koleksiyonu / Scopus Indexed Publications Collection TR-Dizin İndeksli Yayınlar Koleksiyonu / TR Dizin Indexed Publications Collection WoS İndeksli Yayınlar Koleksiyonu / WoS Indexed Publications Collection |
Files in This Item:
File | Description | Size | Format | |
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1017233.pdf | Full Text- Article | 1.06 MB | Adobe PDF | View/Open |
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