Bilgisayar Mühendisliği Bölümü Koleksiyonu

Permanent URI for this collectionhttps://hdl.handle.net/20.500.11779/1940

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Access Right: Open AccessAuthor: search.filters.author.Şahin, Türkay

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  • Article
    Citation - WoS: 1
    Citation - Scopus: 1
    Understanding the Psychological and Financial Correlates for Consumer Credit Use;
    (Sosyoekonomi Society, 2024-01-31) Ertuğrul, Seyit; Sayar, Alperen; Şahin, Türkay; Çakar,Tuna; Ertuğru, Seyit
    This study investigated the behavioural and cognitive predictors of consumer credit usage to develop a behavioural credit risk assessment procedure for a factoring company. Participants completed surveys measuring personality traits, self-esteem, material and monetary values, compulsive and impulsive buying tendencies, self-control, and impulsiveness. Financial surveys also assessed financial literacy and knowledge of financial concepts. The results indicated that extraversion, conscientiousness, emotional stability, and experiential self-control were significant predictors of consumer credit usage. These findings suggest that a finance company can use these personality traits and financial characteristics to develop a more accurate and effective credit risk assessment procedure, such as psychometric tests. © 2024, Sosyoekonomi Society. All rights reserved.
  • Conference Object
    The Neural Correlates of the Effect of Belief in Free Will on Third-Party Punishment: an Optical Brain Imaging (fnirs) Study
    (Cognitive Science Society, 2022) Çakar, Tuna; Akyürek, Güçlü; Erözden, Ozan; Şahin, Türkay; Keskin, İrem Nur; Ünlü, Meryem; Özen, Deniz Hazal; Özen, Zeynep
    Third party punishment (TPP), or altruistic punishment, is specifically human prosocial behavior. TPP denotes the administration of a sanction to a transgressor by an individual that is not affected by the transgression. In some evolutionary accounts, TPP is considered crucial for the stability of cooperation and solidarity in larger groups formed by genetically unrelated individuals. Belief in free will (BFW), on the other hand, is the idea that humans have control over their behavior. BFW is a human universal notion that, in some studies, has been found to be supportive of prosocial behavior. In our study, we examined the effect of BFW on TPP under high and low affect scenarios through optical brain imaging (fNIRS). We hypothesized that in low affect cases, there would be a positive correlation between the strength of the BFW and the severity of the punishment inflicted. Obtained results and related statistical analyses indicate that participants with higher degree of BFW have more neural activation in their right dorsolateral prefrontal cortex (DLPFC) (hbo and hbt measures) in high affect scenarios, whereas the participants with lower degree of BFW have higher levels of neural activation in the medial PFC (hbo and hbt measures) in low affect scenarios. These empirical findings are in line with the research findings in the relevant academic literature and support the hypothesis that the degree of BFW influences punishment decisions.