Bilgisayar Mühendisliği Bölümü Koleksiyonu

Permanent URI for this collectionhttps://hdl.handle.net/20.500.11779/1940

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  • Conference Object
    Citation - Scopus: 1
    Modeling Consumer Creditworthiness Via Psychometric Scale and Machine Learning
    (IEEE, 2022-09-14) Çakar, Tuna; Ertugrul, Seyit; Sayar, Alperen; Sahin, Türkay; Bozkan, Tunahan
    Although the predictive power of economic metrics to detect the creditworthiness of the customers is high, there is a rising interest in the integration of cognitive, psychological, behavioral, alternative, and demographic data into credit risk systems and processing the data through modern methods. The primary motivation for the rising interest is increased customer classification accuracy. In this research, customer creditworthiness was modeled through data consisting of personality, money attitudes, impulsivity, self-esteem, self-control, and material values and processed through artificial intelligence. The obtained findings have been evaluated as a reference point for the following research. © 2022 IEEE.
  • Conference Object
    Customer Segmentation and Churn Prediction via Customer Metrics
    (IEEE, 2022-05-15) Bozkan, Tunahan; Cakar, Tuna; Sayar, Alperen; Ertugrul, Seyit
    In this study, it is aimed to predict whether customers operating in the factoring sector will continue to trade in the next three months after the last transaction date, using data-driven machine learning models, based on their past transaction movements and their risk, limit and company data. As a result of the models established, Loss Analysis (Churn) of two different customer groups (Real and Legal factory) was carried out. It was estimated by the XGBoost model with an F1 Score of 74% and 77%. Thanks to this modeling, it was aimed to increase the retention rate of customers through special promotions and campaigns to be made to these customer groups, together with the prediction of the customers who will leave. Thanks to the increase in retention rates, a direct contribution to the transaction volume on a company basis was ensured.