Bilgisayar Mühendisliği Bölümü Koleksiyonu

Permanent URI for this collectionhttps://hdl.handle.net/20.500.11779/1940

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Author: search.filters.author.Sayar, AlperenPublisher: search.filters.publisher.Ieee

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  • Conference Object
    Predicting Credit Repayment Capacity With Machine Learning Models
    (Ieee, 2024) Filiz, Gozde; Çakar, Tuna; Yaslidag, Nihal; Sayar, Alperen; Çakar, Tuna; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF University
    This study examines the transformation in the financial services sector, particularly in banking, driven by the rapid development of technology and the widespread use of big data, and its impact on credit prediction processes. The developed credit prediction model aims to more accurately predict customers' credit repayment capacities. In pursuit of this goal, demographic and financial data along with credit histories of customers have been utilized to employ data preprocessing techniques and test various classification algorithms. Findings indicate that models developed with XGBoost and CATBoost algorithms exhibit the highest performance, while the effective use of feature engineering techniques is revealed to enhance the model's accuracy and reliability. The research highlights the potential for financial institutions to gain a competitive advantage in risk management and customer relationship management by leveraging machine learning models.
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    Citation - Scopus: 1
    Distinguishing Cognitive Processes: a Machine Learning Approach To Decode Fnirs Data for Third-Party Punishment and Credit Decision-Making
    (Ieee, 2024) Filiz, Gozde; Çakar, Tuna; Son Turan, Semen; Ertugrul, Seyit; Sahin, Turkay; Akyurek, Guclu; Çakar, Tuna; 02.02. Department of Computer Engineering; 04.03. Department of Business Administration; 02. Faculty of Engineering; 04. Faculty of Economics, Administrative and Social Sciences; 01. MEF University
    Functional near-infrared spectroscopy (fNIRS) has seen increasingly widespread use in examining brain activity and cognitive processes. However, the existing literature provides insufficient information on distinguishing between different decision-making mechanisms. This study explores the application of fNIRS in differentiating between two distinct decision-making processes: third-party punishment decisions and credit decisions. The research includes analyzing fNIRS data collected during these processes and classifying the associated neural patterns using machine learning. The findings reveal that fNIRS, in conjunction with ML, holds substantial potential to enhance the depth of understanding of decision-making processes in neuroscience research.