Bilgisayar Mühendisliği Bölümü Koleksiyonu
Permanent URI for this collectionhttps://hdl.handle.net/20.500.11779/1940
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Conference Object Predicting Credit Repayment Capacity With Machine Learning Models(Ieee, 2024) Filiz, Gozde; Çakar, Tuna; Yaslidag, Nihal; Sayar, Alperen; Çakar, Tuna; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityThis study examines the transformation in the financial services sector, particularly in banking, driven by the rapid development of technology and the widespread use of big data, and its impact on credit prediction processes. The developed credit prediction model aims to more accurately predict customers' credit repayment capacities. In pursuit of this goal, demographic and financial data along with credit histories of customers have been utilized to employ data preprocessing techniques and test various classification algorithms. Findings indicate that models developed with XGBoost and CATBoost algorithms exhibit the highest performance, while the effective use of feature engineering techniques is revealed to enhance the model's accuracy and reliability. The research highlights the potential for financial institutions to gain a competitive advantage in risk management and customer relationship management by leveraging machine learning models.Article Citation - WoS: 1Citation - Scopus: 1Understanding the Psychological and Financial Correlates for Consumer Credit Use;(Sosyoekonomi Society, 2024) Ertuğrul, Seyit; Sayar, Alperen; Çakar, Tuna; Çakar,Tuna; Ertuğru, Seyit; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityThis study investigated the behavioural and cognitive predictors of consumer credit usage to develop a behavioural credit risk assessment procedure for a factoring company. Participants completed surveys measuring personality traits, self-esteem, material and monetary values, compulsive and impulsive buying tendencies, self-control, and impulsiveness. Financial surveys also assessed financial literacy and knowledge of financial concepts. The results indicated that extraversion, conscientiousness, emotional stability, and experiential self-control were significant predictors of consumer credit usage. These findings suggest that a finance company can use these personality traits and financial characteristics to develop a more accurate and effective credit risk assessment procedure, such as psychometric tests. © 2024, Sosyoekonomi Society. All rights reserved.Conference Object Citation - Scopus: 3Grafraud: Fraud Detection Using Graph Databases and Neural Networks(IEEE, 2023) Raina, Ajeet Singh; Çakar, Tuna; Ertuğrul, Seyit; Arslan, Şuayip; Sayar, Alperen; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityThe issue of fraud has become a significant concern for many companies, particularly in the finance sector, but the traditional methods of detecting fraud are no longer adequate. Innovative technologies are necessary to identify complex fraudulent activities, and RedisGraph, a high-performance graph database, may offer a solution. With the assistance of neural networks, RedisGraph can accurately and efficiently detect fraudulent transactions in vast and intricate environments. Companies typically use a combination of Python and Oracle Databases to design fraud detection systems. which provide robust data management and real time AI processing capabilities. These technologies allow to create fraud detection systems that can determine fraudulent activities in real-time. But according to advancements of fraud methods only using of these systems not efficient nowadays. This article presents a proof of concept based on an essential use case of RedisGraph-powered neural networks in detecting financial fraud. It demonstrates the value of carefully employing Python and Oracle Database to construct and deploy real-time systems that can efficiently detect fraudulent activities.Article Performing Disc Personal Inventory Analysis in Job Postings Using Artificial Intelligence Methods(Data science and applications, 2023) Sayar, Alperen; Çakar, Tuna; Çakar, Tuna; Şengüloğlu, Dilara; Ertuğrul, Seyit; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityOne of the application fields of DISC selfevaluation analysis was introduced to predict people's performance and orientation in their working life. Each letter in the word DISC represents an essential personal characteristic, dividing the profiles of people in business life into four essential parts. In the current study, DISC analysis is conducted on job postings to match the person with the job posting. The current study was based on the analysis of 3 different datasets with job postings in English, Turkish and Romanian prepared by using web scraping methods and then labeled in accordance with DISC criteria. Several different machine learning algorithms have been performed on the DISC analysis outputs, and they reached the best results with accuracy values of around over 96% on the English dataset, around over 95% on the Turkish dataset, and around over 96% on the Romanian dataset, for both D, I, S, C models.Conference Object Citation - Scopus: 1Enhancing Quality Control in Plastic Injection Production: Deep Learning-Based Detection and Classification of Defects(IEEE, 2023) Mutlu, İsmail; Çakar, Tuna; Çakar, Tuna; Yıldız, Ahmet; Sayar, Alperen; Şimsek, Kamil; Tunalı, Mustafa Mert; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityThis study investigates the applicability of diverse deep learning techniques in detecting and classifying defects within plastic injection manufacturing processes. The findings derived from the models yield several feasible solutions that hold potential practical implications. Notably, the implementation of the Xception model as a classification framework presents a potential domain for enhancing quality control procedures. The developed models, trained on the prepared data sets, provide compelling evidence for the potential utilization of artificial intelligence technologies in the manufacturing industry. Consequently, this study represents a noteworthy contribution to the limited yet auspicious academic research in the field.Conference Object Citation - Scopus: 3Segmentation for Factoring Customers: Using Unsupervised Machine Learning Algorithms(IEEE, 2023) Yalçuva, Berat; Akçay, Ahmet; Çakar, Tuna; Çakar, Tuna; Sayar, Alperen; Ayyıldız, Nur Seher; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityNowadays the fact that technology facilitates data collection is an important opportunity, as well as making the management of all this data difficult and makes no sense unless it is well processed. This stored data is extremely important, and companies use data provided by their customers. Catching the needs of the customer profiles of the changing world is now a necessity and takes the first place for companies. With the increase in the amount of stored data over time, it has become difficult to establish a relationship between the data and to separate them from each other. At this point, machine learning methods have become more involved in our lives. In this study, what segmentation is and its change over the years are mentioned. It has been mentioned which machine learning techniques will be useful in data selection. Then, possible machine learning methods are shown in real life segmentation problem by using the domestic factoring company’s customer check data. Since this study aims to group unlabeled data, unsupervised learning techniques are emphasized. Among these methods, Hierarchical Clustering, DBSCAN, Gaussian Mixture Modeling methods, Fuzzy c- Means were used as well as the most popular K-Means algorithm. When the clustering results were examined, the optimal number of clusters was calculated very high with GMM, DBSCAN could not assign clusters, and Hierarchical clustering could not produce expected results. It was observed that the best results were obtained with the K-Means and Fuzzy c - Means algorithms.Conference Object Citation - Scopus: 6High-Performance Real-Time Data Processing: Managing Data Using Debezium, Postgres, Kafka, and Redis(IEEE, 2023) Çakar, Tuna; Çakar, Tuna; Arslan, Şuayip; Sayar, Alperen; Akçay, Ahmet; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityThis research focuses on monitoring and transferring logs of operations performed on a relational database, specifically PostgreSQL, in real-time using an event-driven approach. The logs generated from database operations are transferred using Apache Kafka, an open-source message queuing system, and Debezium running on Kafka, to Redis, a non-relational (No-SQL) key-value database. Time-consuming query operations and read operations are performed on Redis, which operates on memory (in-memory), instead of on the primary database, PostgreSQL. This approach has significantly improved query execution performance, data processing time, and backend service performance. The study showcases the practical application of an event-driven approach using Debezium, Kafka, Redis, and relational databases for real-time data processing and querying.Conference Object Transaction Volume Estimation in Financial Markets With Lstm(IEEE, 2023) Bozkan, Tunahan; Çakar, Tuna; Ertuğrul, Seyit; Sayar, Alperen; Akçay, Ahmet; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityIn this study, it was aimed to determine the transaction volume that will be encountered in the future (hourly) in the factoring sector, and then to take financial and operational action early. For the study, the LSTM model, which is a kind of recurrent neural network (RNN) that can capture long and short-term dependencies, was applied by using data-driven approaches to estimate the check amounts of hourly transactions. As a result of the results, it was aimed to increase the operational efficiency in a broad scope by allowing the factoring company to determine the loan amounts to be obtained from banks in the most optimal way, and then to take early action within the scope of both the workforce and business management of the financial resource allocation management process and operational activities. MAPE score was used as a measure of error in the time series analysis model. MAPE scores were found as %5.05 for 30 days, %4.18 for 10 days, %3.47 for 5 days, %3.09 for 3 days and %1.83 for 1 day. According to the MAPE scores calculated for different days, the enterprise will be able to decide on the loan to be drawn from banks both in terms of time and amount, and the necessary action will be taken.Conference Object Citation - Scopus: 4Ssqem: Semi-Supervised Quantum Error Mitigation(IEEE, 2022) Sayar, Alperen; Arslan Suayb S.; Çakar, Tuna; Arslan, Şefik Şuayb; Cakar, Tuna; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityOne of the fundamental obstacles for quantum computation (especially in noisy intermediate-scale quantum (NISQ) era) to be a near-term reality is the manufacturing gate/measurement technologies that make the system state quite fragile due to decoherence. As the world we live in is quite far away from the ideal, complex particle-level material imperfections due to interactions with the environment are an inevitable part of the computation process. Hence keeping the accurate state of the particles involved in the computation becomes almost impossible. In this study, we posit that any physical quantum computer sys-tem manifests more multiple error source processes as the number of qubits as well as depth of the circuit increase. Accordingly, we propose a semi-supervised quantum error mitigation technique consisting of two separate stages each based on an unsupervised and a supervised machine learning model, respectively. The proposed scheme initially learns the error types/processes and then compensates the error due to data processing and the projective measurement all in the computational basis. © 2022 IEEE.Conference Object Citation - Scopus: 1Modeling Consumer Creditworthiness Via Psychometric Scale and Machine Learning(IEEE, 2022) Çakar, Tuna; Çakar, Tuna; Sayar, Alperen; Sahin, Türkay; Bozkan, Tunahan; 02.02. Department of Computer Engineering; 02. Faculty of Engineering; 01. MEF UniversityAlthough the predictive power of economic metrics to detect the creditworthiness of the customers is high, there is a rising interest in the integration of cognitive, psychological, behavioral, alternative, and demographic data into credit risk systems and processing the data through modern methods. The primary motivation for the rising interest is increased customer classification accuracy. In this research, customer creditworthiness was modeled through data consisting of personality, money attitudes, impulsivity, self-esteem, self-control, and material values and processed through artificial intelligence. The obtained findings have been evaluated as a reference point for the following research. © 2022 IEEE.
